With increasing work and study opportunities in Japan for Nepalese, [the remittance] sending money from Japan to Nepal is making a steady uphill climb. Japan along with the USA, and South Korea, ranks as the highest remittance sending country after The Gulf countries and Malaysia, with a remittance amount of Rs. 22.87 billion (7.5 percent), according to the latest data.

So, if you are looking for a way to send your hard-earned Japanese Yen to your family in Nepal, then you have come to the right place. There are many options to do this, you just have to choose one that is the most feasible for you and caters to your needs the best.


#1 WorldRemit:
An online service, with a Trustpilot score of 4.5 out of 3, allows you to choose how you want to send the money i.e. Bank Transfer, Cash Pickup, or even as Mobile Airtime top-ups.

It is also currently the easiest option to transfer money from Japan with zero transfer fees and a JPY-NPR and a current conversion rate of 1JPY = 1.1227 NPR.

Within mere minutes, the cash you’ve sent will be available to be collected from thousands of Samsara, NIC Asia, and Citizen BanK locations within minutes. WorldRemit also allows you to make transactions with major banks within 1 business day.

#2 TransferWise:
An online service that charges a small amount per transaction. You can simply register in the app, choose the amount, add the recipient’s bank details, verify your identity, pay for the transfer, and, voila, you can even track the transfer as it gets transferred to the recipient.

This option has a Trustpilot score of 4.6 out of a total of 5.

#3 Western Union:
It also gives you a variety of methods to send money from Japan. You can choose to use Western Union’s website, where you will have to submit your identification documents, choose how you’d like to send the money (personal internet banking account, or personal banking account at an ATM), choose the payout method (cash, bank transfer, or mobile wallet in selected countries), then you can enter your receiver’s details and you’re good to go.

Or you can choose the app, or visit a Western Union agent location where you will fill in the above-mentioned details in person, and deposit the cash.

You can track your transfer with tracking numbers.

#4 City Express:
This method requires you to either visit the City Express counter where you can manually submit the amount which will be then sent to the recipient after completion of personal identification.

Or you can use a City Remit Card (which you can get free of cost if the receiver is your family member), and send money through Japan Post Bank ATMs, located all over the country.

The third method is to complete member registration and send money through bank transfer.

The receiver can choose to withdraw the money directly from the bank (credited on the account on the same day or the next day), or pick the cash up instantly when they submit their valid ID and control number, which they receive from you.

#5 Zenith Remit:
This option requires you to mail your SMTJ-Zenith (that can be acquired from the SMT J-Zenith office or the Zenith Remit website) along with your ALIEN card. You will be then registered with SMTJ-Zenith who will send you your Remittance Starter Kit with the Membership card, among other documents; one can only send money through the Zenith Remit after this process.

After this, it is smooth sailing; you deposit your amount along with the service charge in any of the branches or ATM of Tokyo Mitsubishi-UFJ, Japan Post Bank, Mizuho Bank in the account of SMTJ, you are then to inform Zenith Remit about the deposited amount, who will give you a code number that your receiver can use to get the money in Nepal.

The first transaction from this option is free, while it charges a certain amount according to the amount to be sent.

Conclusion
To conclude, there are a number of ways to send money from Japan to Nepal, including but not limited to online payments, mobile top-ups, bank transfers, it’s just a matter of convenience for both the sender and the recipient.

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Kathmandu Tribune Staff

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